You Are Cordially Invited To Our Open House During First Friday in Downtown Kokomo!

You Are Invited!  Come visit us at 202 North Main Street during our open house from 6 – 9 pm on Friday, April 5th. Join us and see the progress in our newly renovated location in a historical, downtown building. We will be serving hors d’oeuvres and drinks.   While you’re here, experience the first official “FIRST FRIDAY” in the downtown district of Kokomo! Downtown will come alive after normal business hours until 9pm. Many businesses will offer entertainment, giveaways, food and feature artists. This is a great opportunity to discover the hidden gem of Kokomo, the Downtown District. We have truly been overwhelmed by the support of our community and clients when we announced we would be opening LeaderOne, Kokomo.  We love Kokomo. It’s...

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What Will Mortgage Rates Do In 2013?

No one knows for certain what rates will do day to day. We can, however, make educated predictions based on the history of rates. We all know rates have been low; historically low, even! Not all good things last forever though. Don’t panic! While we expect these historically low rates to come up some; we do not expect to see the 7%+ rates to return any time soon. Whether you are a homeowner seeking to refinance, a home buyer or a renter, we should plan for slightly higher housing costs this winter. Certain mortgage fees are rising, especially for those with small down payments. Luckily for borrowers, low mortgage rates are still around, but they only have one way to go this year, and that’s up. This isn’t the time to wait for a better deal....

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Energy Savings Tips For Your Home

Energy Savings Tips For Your Home Indiana winters bring cold air. Some days are colder than others. (as we have found to be true this week!) Winter also means larger electric bills. For most people, heating systems account for the the biggest portion of our electric bill.  Following are some tips that may save you a little money: Fireplace Getting your fireplace ready before winter will result in savings. Fall is the best time to clean and repair your fireplace. However, one tip that can save you money now in the midst of winter is to turn down your alternative heat source when you are using your fireplace. This will save you as much as 8% on heating cost. Furnace The furnace will work extra hard if the filter is full of dust. To avoid this, make sure that your...

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We’ve Got A New Address… How About A New Phone Number!?

We’ve Got A New Address… How About A New Phone Number!?   Well, we tried to hide… but you found us! As previously announced; we’ve migrated to our new downtown Kokomo hideaway at 202 North Main. We are currently in the process of renovating and can’t wait for the big reveal of our beautiful, downtown office! We thought “Since we are at a brand new location, with a brand new name…why not get a brand new phone number!?” So be sure to update your contact information for The 2 Mortgage Guys, Steve DeLon and Ryan Minick to our NEW number:  765-450-8933 New location, new name, new number, SAME 2 MORTGAGE GUYS! Again, our new phone number is 765-450-8933.  We look forward to hearing from...

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Options For A Low Down Payment On An Indiana Home

Many people who have reasonable, steady incomes hold off on the dream of owning a home because they are afraid they can’t come up with the down payment. Fortunately, there are still mortgage options for those with limited cash reserves. One of the biggest misconceptions in the post-housing bubble era is that you need to put 20 percent down to get a mortgage. While credit has become much tighter and no-money down loans have virtually disappeared from the mortgage market, it’s still quite possible to get a mortgage for 5 percent down or less. Here are four options for buying a home with a relatively small down payment: 1. Conventional Mortgage When people talk about a “conventional” mortgage, what they typically mean is a conforming mortgage...

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