The 2 Mortgage Guys Archives - Indiana USDA Mortgages

Key Benefits Of USDA Home Loans

The United States Department of Agriculture (USDA) has introduced USDA home loan program to benefit people planning to buy or construct homes in rural areas. Lenders approved by the USDA offer these loans. These loans are offered to buy a resale home, buy a new home, construct a house, and for the renovation of an already owned home. Some Of The Benefits Of USDA Home Loans: No Down Payment This is one of the few home loan programs that offer you 100-percent financing. This means it is not mandatory to have a down payment for buying a home under this loan scheme. You can get up to 102-percent finance for the appraised value of the home. No Ceiling On The Value Of Home According to the USDA loan guidelines; there is no maximum limit on the value of home that a...

Pending Home Sales At The Highest Levels Since April 2010

Another day, another strong report for housing. The Pending Home Sales Index climbed 2 percent in December, according to the National Association of REALTORS®. A “pending home sale” is an existing home under contract to sell, but not yet closed. Pending Home Sales are up for the fifth time in 6 months. The December reading is now its highest since the federal home buyer tax credit’s April 2010 contract deadline, and the figure is well north of the Pending Home Sales Index 3-year average. Coupling this data with December’s strong Existing Homes Sales report (+12%) and its strong New Home Sales report (+17%), it’s clear that the housing market has past its trough and is in Recovery Mode. Even consumer confidence is at an 8-month...

Use An Automatic Stirrer To Keep Foods From Burning And Pots From Scorching

It doesn’t take much effort to stand over a pot and “stir continuously”, as called for in some recipes. It can be tedious, though, and once a chef stops stirring or leaves a pot unattended, the recipe is sure to ruin. Enter the automatic stirrer. With its self-adjusting, self-centering blades, the Ardenté Gourmet Stirrer latches on to the side of most kitchen bowls, and does that stirring for you. The machine’s constant blade-turning protects your milk-based recipes from burning; your sauce-based recipes from charring; and your temperate-sensitive sugars from caramelizing. While it does its job, you’re freed up to tend to other tasks in the kitchen, or to spend time with family around the house. It protects your pots from...