money saving tips Archives - Indiana USDA Mortgages

Frugal Living – How to Use the Internet to Save Money

There are many different ways to save money. We have many tools at our disposal; including the internet. While the internet is full of great (and not so great) money saving ideas; we want to share a few that we’ve come across: 1. Check Out Price Comparison Websites Whether you are planning to purchase a small appliance for your kitchen or a large investment like a car, you can search for reviews and price comparisons online. Even if I want to buy a book from Amazon, I check the reviews first before I put the money into it. 2. Subscribe to Coupon Blogs Each day, I get several emails from different coupon blogs that I have subscribed to. These are kept current daily and give you the best deals on groceries and other items. Sometimes they show...

How To Save A Little Money In 2012

Could you benefit from saving a little money this year? Silly question, right? We could all stand to save a little. How does $5000 sound? Saving $5,000 may seem like a tall order. But when you review your finances piece by piece, you may be surprised by how fast things add up. This year, why not make a New Year’s resolution to meet that goal? Where are you now? Before you can begin to save, you need to understand what you’re really spending. “People who don’t know where their money is going aren’t really able to start saving it effectively,” says Tracy East, the director of outreach with the nonprofit Consumer Education Services. People tend to underestimate their spending, so East recommends keeping track of where your...

The Psychological Tactics That Supermarkets Use On Customers

More than 50% of supermarket purchases are “impulse buys”. You may not have known that, but the supermarkets do. And they’ve built their stores accordingly. A fool and his grocery cart are soon filled to the brim. In this 6-minute video from NBC’s The Today Show, you’ll learn how supermarkets use everything from packaging to placement so that customers spend more of their money with each store visit. Among the supermarkets’ tricks: Placing flowers and bakery at the front of the store to “make you salivate” Specific “deal wording” (e.g. Buy 5 for $5.00) meant to entice larger purchases Placing staples on top and bottom shelves, leaving middle shelves for impulse products The piece also recommends...