Property Eligibility

USDA home loans are only eligible in rural areas or areas outside of major metropolitan areas.  The boundaries are determined by USDA and do not necessarily coincide with city limits.  Most of Indiana is eligible but there are sections of the state that are off limits.

Feel free to visit the official USDA Property Search Engine to determine if the home you are interested in is located in an eligible area.  You can search by specific address or you can click on the map to view eligible and ineligible areas by County.

Look at the Property Eligibility Map


read more: “USDA FAQ’s”

DISCLAIMER: Neither Indiana USDA Mortgages ( nor Luminate Home Loans is affiliated with any government agencies, including the USDA.