“No Money Down” Home Loans

Stamps Increasing to .45 Sunday – January 22, 2012

It’s going to cost a little bit more to mail that letter, bill or greeting card next week. On Sunday, the price of a first class postage stamp is going up a penny from 44 to 45-cents. This is the first increase in the price of a first-class mail stamp since May 2009, according to postal officials. Prices for most postal service mailing services are changing Sunday. Single-piece letters additional ounce rate will remain unchanged at 20 cents, but postcards are increasing by three cents to 32 cents. Letters weighing one ounce going to Canada or Mexico will see a five-cent rate increase to 85 cents. Letters to other international destinations will increase seven cents to $1.05. The second ounce will be free for first-class mail presort pieces weighing between one...

Wishing You And Yours A Merry Christmas!

9 Great Reasons To Consider A USDA Mortgage!

The USDA Rural Housing Loans program of the US Department of Agriculture was established in 1949.  It has helped more than 2.7 million rural citizens the take advantage of the opportunity of to own a home. For more than half a century, the program has formed partnerships with carefully selected lenders in each state. In turn, the lenders provide the loans with a repayment guarantee from the USDA, in case the loan should ever default. The USDA backing means that loans are less risky to mortgage lenders who can proceed with confidence and offer home financing to those individuals who meet the USDA Rural Development guidelines. For those who qualify a USDA mortgage can offer many advantages over other home loan programs available in the marketplace. Here are 10...

Reasons to Buy Foreclosures in Indiana

Thinking of moving to the heartland of America without breaking the bank? Why not buy foreclosures in Indiana to see for yourself that it can be done, even with this kind of sluggish economy? The state of Indiana has two of the top 15 Best Small Cities in the US in 2010, as cited by Money Magazine. Its economy is mostly manufacturing, but about three-fourths of the state is agricultural. It also has excellent educational institutions like University of Notre Dame, Purdue University, Indiana University and Ball University. It is a great place to raise a family as it is quiet and stable, away from the hustle and bustle of big cities of East and West Coast. More Bang for the Buck But why should you buy foreclosures in Indiana? The small towns and cities in Indiana...

What’s Ahead For Indiana Mortgage Rates This Week : January 24, 2011

Mortgage markets worsened last week in a holiday-shortened trading week. As the body of U.S. economic data continues to show slow, steady improvement, Wall Street is becoming a net-seller of mortgage-backed bonds. As a result, conforming mortgages rates in Indiana are rising. This is why conforming and FHA mortgage rates rose last week in Indiana. Existing home supplies plunged to a 2-year low in December, and unemployment claims dropped more than expected, giving hope for the U.S. economy in 2011. This week, that trend may continue. There’s a lot of news set for release. The biggest story of the week is Federal Open Market Committee’s 2-day meeting. Scheduled for Tuesday and Wednesday, the FOMC’s meeting is the first of its 8 scheduled...