Frugal Living – How to Use the Internet to Save Money
There are many different ways to save money. We have many tools at our disposal; including the internet. While the internet is full of great (and not so great) money saving ideas; we want to share a few that we’ve come across: 1. Check Out Price Comparison Websites Whether you are planning to purchase a small appliance for your kitchen or a large investment like a car, you can search for reviews and price comparisons online. Even if I want to buy a book from Amazon, I check the reviews first before I put the money into it. 2. Subscribe to Coupon Blogs Each day, I get several emails from different coupon blogs that I have subscribed to. These are kept current daily and give you the best deals on groceries and other items. Sometimes they show...
Read MoreHow to Register to Vote in Indiana
Indiana passed a law (Public Law 109-2005) requiring all residents to show a photo ID before casting a ballot at the polls. In addition, you must live in your current precinct for at least 30 days if you plan to vote in that election. To register for the first time or to update your registration information, you will use the same registration form. If you move out of your precinct, you must update your registration information. You can register to vote in Indiana by following these simple steps. Things You’ll Need Voter registration application Acceptable form of identification Physical mailing address Instructions Meet the criteria to register. You must be 18 years old on Election Day. You must also be a U.S. citizen and a resident of...
Read More5 Quick and Easy Ways to Add Kid-Friendly Style to Living Spaces
Any parent knows managing a home with busy kids – be they toddlers or teens - can pose decorating challenges. But having children doesn’t mean delaying the dream of a stylish home. Here are five easy ways to add livable style that meets the demands of those busy family spaces. 1. Choose Your Paint… Wisely! Decorators agree, a freshly painted color scheme is one of the easiest ways to update a room at minimal cost. Nowadays most paint brands offer easy-clean - termed “scrubbable” – paints in all sheens, including popular flat. These durable paints are an ideal choice for updating family spaces in easy-clean style. 2. Add Pop with Fashionable, Functional Fabrics Here’s another decorator...
Read MoreStamps Increasing to .45 Sunday – January 22, 2012
It’s going to cost a little bit more to mail that letter, bill or greeting card next week. On Sunday, the price of a first class postage stamp is going up a penny from 44 to 45-cents. This is the first increase in the price of a first-class mail stamp since May 2009, according to postal officials. Prices for most postal service mailing services are changing Sunday. Single-piece letters additional ounce rate will remain unchanged at 20 cents, but postcards are increasing by three cents to 32 cents. Letters weighing one ounce going to Canada or Mexico will see a five-cent rate increase to 85 cents. Letters to other international destinations will increase seven cents to $1.05. The second ounce will be free for first-class mail presort pieces weighing between one...
Read MoreHARP 2.0 – What Is It?
For much of the past year, mortgage rates have been at or near record low points. Unfortunately, many homeowners have been unable to take advantage of these rates due to declining home equity. Many homes have lost significant amounts of value since the housing market peaked in 2006. As a result, many homeowners now owe more on their mortgage than their home is worth (this condition is known as being “underwater” or “upside-down” on one’s mortgage). Homeowners who lack equity in their homes are frequently unable to meet the loan-to-value (LTV) ratios required by lenders in order to refinance their mortgages. These borrowers may be missing out on thousands of dollars worth of savings. In response to this situation, the government...
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